1. Deposit Insurance Premium when Korean Financial Institutions face Variable Default Time (Sung Wook Joh) 2. Default Prediction of Mutual Savings Bank by Using a Survival Analysis (Sei-Jung Park, Sun-Ah Lee) 3. Consideration of Capital Forbearance and Moral Hazard in the Determination of Deposit Insurance Premium (Sang-Youp Lim) 4. How the Imbalance between the Demand for and the Supply of Long-term Bonds affects Long-term Interest Rate Movements in Korea? (Jeong-Eui Suh) 5. Measurement Method of Counterparty Exposure(EAD) in OTC Derivatives Products (Byung-Soo Park, Ho- Sam Ki)